News & Insights
News & Insights2017-08-07T14:21:09+08:00

At Your Super Specialist we know how important it is to keep up to date with superannuation legislation, news and industry updates. As well as offering advice and super management options, we take the commitment to educating our customers seriously, so you’re up to speed with what’s happening and why.

EOFY 2021 Action Plan Checklist

2021 is coming to a close already! How fast time is flying. There are still some COVID measures in place that you must be aware of and some changes next year that may impact your [...]

June 2nd, 2021|

Retirement & Estate Planning

  Welcome to our final part in our four part SMSF series which has covered strategies and considerations throughout each stage of life. This month we are looking at those that are now retired and [...]

April 7th, 2021|

Planning for Retirement

Welcome to Part 3 in our Four Part Series – Planning for Retirement. This month we look at those aged in their 50’s and early 60’s who now have retirement on the horizon and would [...]

March 10th, 2021|


COVID-19 has resulted in changes and uncertainty across the board, particularly in the financial sector. So here are some quick tips to get on top of your SMSF during these uncertain times. Review your investment [...]

February 12th, 2021|

Building My Super

Welcome to our Four Part Super Series covering starting, building, planning and receiving your superannuation retirement savings. Part 2 - Building My Super Are you in your 30’s and 40’s and starting to take an [...]

January 27th, 2021|

Commencing your Super Savings

Welcome to our Four Part Series covering starting, building, planning and receiving your superannuation retirement savings. In Part One we are looking at getting started with your super savings. Usually this happens when you commence [...]

December 3rd, 2020|

Super and the Federal Budget

Amid all of the chaos that is 2020 would you believe we also had a Federal Budget? The government usually loves tinkering with super but in this budget they really focused on protection of it [...]

October 23rd, 2020|

Is Property in SMSF’s Dead….?

Legislation changes, restrictions, the Royal Commission, uncertainty, COVID….there are so many issues impacting the financial sector in the last couple of years and this includes SMSF’s. But does any of this mean owning property in [...]

August 31st, 2020|

Has The Work Test Age Been Lifted?

While the pension age has been gently shifting upwards other age limits have not budged meaning there hasn’t been an alignment between eligibility. Recently the federal government registered changes to the regulations to fix this. [...]

July 15th, 2020|

What can my SMSF invest in?

SMSF’s have many benefits one of which is the broader choice of investment options which are not usually accessible in retail or industry super funds. Knowing what these are is important so you can consider [...]

July 2nd, 2020|

Access to Super due to COVID-19

  The economic impact of Coronavirus (or COVID-19) has prompted some significant government announcements for both business and individuals to assist people through these difficult times. One of which is the ability to access some [...]

April 13th, 2020|

Catch-up Concessional Contributions

Although the five year rolling catch-up of concessional contributions rule came into effect from 1 July 2018 it is really now that we can start to utilise the benefits. From 1 July 2018 super fund [...]

February 26th, 2020|

SMSF Asset Valuations

  Ensuring that SMSF assets are valued correctly is an important part of being a trustee. But what exactly are the rules around asset valuations and how often do they need to be done? Some [...]

November 20th, 2019|

Investment Diversification in your SMSF

Recently the ATO sent out letters to some 17,700 SMSF Trustees reminding them to consider and review their investment diversification. Let’s take a look at why and what trustees should be doing about it. SIS [...]

November 7th, 2019|

What is the Work Test?

When you reach a certain age there are limits on how much you can put into super. These limits also depend on whether you have met the work test. But what exactly is the work [...]

October 23rd, 2019|

Your Contribution Caps for 2019

Knowing your contributions caps for both concessional and non-concessional is very important to ensure you don’t exceed them where possible or know the ramifications if you do. Refer to our table below regarding the current [...]

August 14th, 2019|

Your SMSF vs your will

Estate planning would have to be up there as one of the most procrastinated tasks for families (along with oiling the deck and getting that check-up). It isn’t too difficult to see why. Planning for [...]

August 1st, 2019|

Reserving Strategy

Reserving strategies used to be a hot topic but it appears to have dropped away lately. We thought we would remind you about the benefits this strategy can have for you as June is the [...]

June 6th, 2019|

The ALP’s proposed tax changes

The ALP’s proposed tax changes – what it means for you … With an election just around the corner, the ALP under Bill Shorten is certainly not making themselves a ‘small target’ by releasing [...]

February 27th, 2019|

Keeping your SMSF Trust Deed Current

  If you have your own SMSF then I am sure you are very aware that superannuation legislation is constantly changing. The government loves tinkering with the rules which makes keeping your SMSF deed up [...]

January 30th, 2019|

Your SMSF Investment Strategy

All SMSF’s must have an investment strategy and the trustees must consistently review their strategy to ensure it is accurate and covers the relevant areas. So let’s look at what an investment strategy actually is [...]

January 17th, 2019|

What to look for in a SMSF Expert

Although they are called Self-Managed Super Funds that doesn’t necessarily mean you have to do it all by yourself. In fact, you will need the support from other advisors and experts in the field at [...]

November 8th, 2018|

Property and My SMSF

Property is a very popular asset in SMSF’s and one of the great benefits of managing your own super fund. Most people know we can invest in direct property within our SMSF but how [...]

October 2nd, 2018|

TBAR lodgement deadline October 28th

  Hopefully by now anyone drawing a pension from their super fund has heard of a transfer balance account and TBAR reporting. But do you know what your lodgement requirements are and when your reporting [...]

September 26th, 2018|

First Home Super Saver Scheme

Saving enough for a deposit to purchase your first home is not easy. And current housing affordability only adds to the strain. The government has responded by allowing first home buyers to use their super [...]

September 17th, 2018|

Young People and Their Super

Your parents might be saying it, your older sister might be saying it, even your bosses might be saying it. “Have you thought about how important your super will be in retirement?” We hear but [...]

August 30th, 2018|

Catch-up Concessional Contributions

A new five year rolling catch-up of concessional contributions rule came into effect from 1 July 2018 and brings with it great opportunities to boost your super and optimise your personal tax position. From 1 [...]

August 1st, 2018|

What is Div 293 Tax?

  Have you heard of Division 293 tax? If not, you are not alone. It has been around since 2013 however in 2018 the thresholds changed and you may now be impacted so getting on [...]

July 19th, 2018|

Investing in Collectables

SMSF’s are allowed to invest in alternative assets or collectables such as antiques and wine. But before you head to the liquor store or art gallery make sure you understand how the collectable rules work. [...]

May 17th, 2018|

What is the work test?

When you reach a certain age there are limits on how much you can put into super. These limits also depend on whether you have met the work test. But what exactly is the work [...]

February 28th, 2018|

Change to Contribution Caps in 2018

The contribution cap changes are now in effect. Make sure you know what they are to avoid excess contributions tax in 2018 and beyond. The reduced concessional contribution cap of $25k for everyone is now [...]

January 17th, 2018|

Transitional Bring Forward Rules

Did you trigger the bring forward rule in 2016 or 2017? Do you know what your remaining cap is under the new Transitional Bring Forward Rules? The three year bring forward rule is a [...]

November 8th, 2017|

Federal Budget Newsletter

Last week the Government handed down the Federal Budget for the 2017-18 year. One of the key themes this year is housing affordability and a number of taxation and superannuation measures have been introduced [...]

July 19th, 2017|
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